“Enduring Financial Heritage: PNB's Firsts & Solely Indigenous Capital Journey Since 1894" Punjab National Bank (PNB) stands as the First Wholly Indian Bank, a milestone achieved in 1894 through its establishment solely with Indian capital. This unique feat not only marks its early financial independence but also underscores PNB's enduring contribution to the growth of the Indian banking sector. From its inception, PNB has been a trailblazer, setting records as the pioneer with the exclusive backing of Indian capital, and its legacy continues to thrive to this day